| hads | The banks don't approve of it but don't seem to be concerned enough about it to enforce anything. I've never used it and don't plan to. | 01:26 |
|---|---|---|
| hads | AirNZ use either that or card fees which are a complete rip off. I usually fly on other airlines. | 01:27 |
| olly_ | i guess just allowing online banking payments probably would mean a lot of hassle handling payments with incorrect reference details for the merchant | 02:13 |
| olly_ | presumably they also get a confirmation from poli that the payment has been made | 02:13 |
| G | olly_: yeah, thats why I was saying more like the BPAY system (which is instant already) but with improvements for merchant checking payment was made | 02:42 |
| G | iirc from my time in Australia the system was basically, login to Internet Banking, hit the BPay link/icon/whatever, type in the merchant number, then it asked for exactly what was required for the payment to go through, click the next button, and payment was made | 02:44 |
| G | All it'd need is for a system for airlines/whomever to be able to automatically check that incoming payments totally the amount have been made using the reference numbers, and confirm the seats/sale | 02:45 |
| G | (afterall, most people know how to browse to their bank's internet banking site. | 02:46 |
| olly_ | yeah, it should be hard to come up with a sane system | 02:46 |
| olly_ | should NOT | 02:47 |
| olly_ | interbank payments are usually next day here currently aren't they? | 02:47 |
| G | But alas, the banks seem more interested in sticking with the 15+ digit account numbers for any sort of payments and fiddly text boxes for reference numbers, or pre-arranged agreements on a bank-by-bank basis to make it slightly easier | 02:48 |
| G | (but more confusing) | 02:48 |
| G | olly_: most are, but they are changing the system to hourly clearing | 02:48 |
| G | (i think clearing is the right term(?)) | 02:48 |
| olly_ | probably | 02:50 |
| G | but yeah, it just needs some people to put their heads together and come up with a better solution | 02:52 |
| hads | ASB, KiwiBank currently clear payments hourly. Some others do too I think. | 02:58 |
| hads | ASB also allows you to pay people by phone number and Facebook and things with their mobile app. Seem to be quite forward thinking in some areas. | 02:58 |
| olly_ | not sure i really want facebook integration from my bank | 03:02 |
| hads | No, neither. I haven't tried it as I'm not on Facebook but I guess it's a pretty big market to tap. | 03:02 |
| olly_ | though i guess it beats having to type in some random account number if you do | 03:03 |
| hads | I guess it's some sort of store-notify-forward type system. | 03:03 |
| olly_ | i wonder if it helps prevent fraud, though people tend to accept friend requests pretty readily | 03:03 |
| hads | Seems to be info here; https://www.asb.co.nz/mobilebanking/ Looks like you can pay by email address too. | 03:05 |
| olly_ | seems like it sends the recipient a notice, so kind of like paypal in that regard | 03:08 |
| G | ANZ also have a system like that (based on their TV ads) | 04:37 |
| G | unless that was in Australia and I remember it from the Australian ads (problem with the same brand & ads in two countries) | 04:37 |
| Atamira | morning | 18:20 |
| olly_ | morning | 18:56 |
| thumper | morning | 19:47 |
| chilts | morning | 20:59 |
| ibeardslee | morning | 21:52 |
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