[01:26] <hads> The banks don't approve of it but don't seem to be concerned enough about it to enforce anything. I've never used it and don't plan to.
[01:27] <hads> AirNZ use either that or card fees which are a complete rip off. I usually fly on other airlines.
[02:13] <olly_> i guess just allowing online banking payments probably would mean a lot of hassle handling payments with incorrect reference details for the merchant
[02:13] <olly_> presumably they also get a confirmation from poli that the payment has been made
[02:42] <G> olly_: yeah, thats why I was saying more like the BPAY system (which is instant already) but with improvements for merchant checking payment was made
[02:44] <G> iirc from my time in Australia the system was basically, login to Internet Banking, hit the BPay link/icon/whatever, type in the merchant number, then it asked for exactly what was required for the payment to go through, click the next button, and payment was made
[02:45] <G> All it'd need is for a system for airlines/whomever to be able to automatically check that incoming payments totally the amount have been made using the reference numbers, and confirm the seats/sale
[02:46] <G> (afterall, most people know how to browse to their bank's internet banking site.
[02:46] <olly_> yeah, it should be hard to come up with a sane system
[02:47] <olly_> should NOT
[02:47] <olly_> interbank payments are usually next day here currently aren't they?
[02:48] <G> But alas, the banks seem more interested in sticking with the 15+ digit account numbers for any sort of payments and fiddly text boxes for reference numbers, or pre-arranged agreements on a bank-by-bank basis to make it slightly easier
[02:48] <G> (but more confusing)
[02:48] <G> olly_: most are, but they are changing the system to hourly clearing
[02:48] <G> (i think clearing is the right term(?))
[02:50] <olly_> probably
[02:52] <G> but yeah, it just needs some people to put their heads together and come up with a better solution
[02:58] <hads> ASB, KiwiBank currently clear payments hourly. Some others do too I think.
[02:58] <hads> ASB also allows you to pay people by phone number and Facebook and things with their mobile app. Seem to be quite forward thinking in some areas.
[03:02] <olly_> not sure i really want facebook integration from my bank
[03:02] <hads> No, neither. I haven't tried it as I'm not on Facebook but I guess it's a pretty big market to tap.
[03:03] <olly_> though i guess it beats having to type in some random account number if you do
[03:03] <hads> I guess it's some sort of store-notify-forward type system.
[03:03] <olly_> i wonder if it helps prevent fraud, though people tend to accept friend requests pretty readily
[03:05] <hads> Seems to be info here; https://www.asb.co.nz/mobilebanking/ Looks like you can pay by email address too.
[03:08] <olly_> seems like it sends the recipient a notice, so kind of like paypal in that regard
[04:37] <G> ANZ also have a system like that (based on their TV ads)
[04:37] <G> unless that was in Australia and I remember it from the Australian ads  (problem with the same brand & ads in two countries)
[18:20] <Atamira> morning
[18:56] <olly_> morning
[19:47] <thumper> morning
[20:59] <chilts> morning
[21:52] <ibeardslee> morning