[01:26] The banks don't approve of it but don't seem to be concerned enough about it to enforce anything. I've never used it and don't plan to. [01:27] AirNZ use either that or card fees which are a complete rip off. I usually fly on other airlines. [02:13] i guess just allowing online banking payments probably would mean a lot of hassle handling payments with incorrect reference details for the merchant [02:13] presumably they also get a confirmation from poli that the payment has been made [02:42] olly_: yeah, thats why I was saying more like the BPAY system (which is instant already) but with improvements for merchant checking payment was made [02:44] iirc from my time in Australia the system was basically, login to Internet Banking, hit the BPay link/icon/whatever, type in the merchant number, then it asked for exactly what was required for the payment to go through, click the next button, and payment was made [02:45] All it'd need is for a system for airlines/whomever to be able to automatically check that incoming payments totally the amount have been made using the reference numbers, and confirm the seats/sale [02:46] (afterall, most people know how to browse to their bank's internet banking site. [02:46] yeah, it should be hard to come up with a sane system [02:47] should NOT [02:47] interbank payments are usually next day here currently aren't they? [02:48] But alas, the banks seem more interested in sticking with the 15+ digit account numbers for any sort of payments and fiddly text boxes for reference numbers, or pre-arranged agreements on a bank-by-bank basis to make it slightly easier [02:48] (but more confusing) [02:48] olly_: most are, but they are changing the system to hourly clearing [02:48] (i think clearing is the right term(?)) [02:50] probably [02:52] but yeah, it just needs some people to put their heads together and come up with a better solution [02:58] ASB, KiwiBank currently clear payments hourly. Some others do too I think. [02:58] ASB also allows you to pay people by phone number and Facebook and things with their mobile app. Seem to be quite forward thinking in some areas. [03:02] not sure i really want facebook integration from my bank [03:02] No, neither. I haven't tried it as I'm not on Facebook but I guess it's a pretty big market to tap. [03:03] though i guess it beats having to type in some random account number if you do [03:03] I guess it's some sort of store-notify-forward type system. [03:03] i wonder if it helps prevent fraud, though people tend to accept friend requests pretty readily [03:05] Seems to be info here; https://www.asb.co.nz/mobilebanking/ Looks like you can pay by email address too. [03:08] seems like it sends the recipient a notice, so kind of like paypal in that regard [04:37] ANZ also have a system like that (based on their TV ads) [04:37] unless that was in Australia and I remember it from the Australian ads (problem with the same brand & ads in two countries) [18:20] morning [18:56] morning [19:47] morning [20:59] morning [21:52] morning