 @ahoneybun, You just need to have self control. Many credit cards offer amazing perks like product protection, extended warranty, price protection, roadside assistance, lounge access, and more. Dont even get me started on cash back. I earn over $1000 a year on cash back alone
 I switched to ally for savings and checking cause their rewards and interest rates
 Savings is 2 percent and checking is. .10 and their credit card is 2 percent back on all gas and groceries 1 percent on everything else and when you cash out the points you get an extra ten percent points. So 100 dollars in points is 110 when converted to a ally checking account
 Not a bad conversion rate
 The money I make in savings alone is more than chase rewards and savings together ever got me
 And I don't have a huge amount in savings.
 And given tmobile security track record... Idk
 Plus, I noticed the 4 percent savings with tmobile is up to 3k. With ally 2 percent has no limit.
 I didn't see if tmobile did fdic insured
 Technically it is with a bank, not directly with T-Mobile but this would hold T-Mobile to a higher standard with security
 Yes, it is FDIC insured
 It is with BankMobile
 FDIC-insured up to $250,000
 For cash deposit, I found out Walmart takes PayPal cash deposit for a 3 dollar fee so I just put cash in PayPal and transfer to bank
 @KMyers
 I got creative with learning some of the ffmpeg code
 I am speechless
 XD
 What do you guys think of newsgroups